Mortgages

Buy to Let remortgages

We apply 125% rental cover at a 5% affordability rate on Buy to Let remortgages without capital raising under transitional arrangements where the following criteria are met:

  • No increase in the amount borrowed (adding product fees is allowed)
  • Buy to Let property must have been purchased before 1 January 2017
  • No additional Buy to Let lending has been taken on or after 1 January 2017.

Please note, we do not accept remortgage applications without capital raising that do not meet the above criteria.

Our BTL deals offer:

  • Free standard valuation up to a property value of £2.5m
  • Plus either standard legal fees paid or £250 cashback. Early repayment charges apply.

View our Buy to Let page for more information


Buy to Let calculator

Check whether the rent meets our minimum rental cover and whether the property is self-financing.

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Latest rates

View our latest rates or use our product search to filter based on your client's requirements.

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Buy to Let criteria

View and search our Buy to Let lending criteria

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