Buy to Let remortgages
We apply 125% rental cover at a 5% affordability rate or 4.50% affordability rate for 5 year fixed products* on Buy to Let remortgages without capital raising under transitional arrangements where the following criteria are met:
- No increase in the amount borrowed (adding product fees is allowed)
- Buy to Let property must have been purchased before 1 January 2017
- No additional Buy to Let lending has been taken on or after 1 January 2017.
Please note, we do not accept remortgage applications without capital raising that do not meet the above criteria.
* Porting applications don't qualify for the 4.50% affordability rate, so 5% applies.
Our BTL deals offer:
- Free standard valuation up to a property value of £2.5m
- Plus either standard legal fees paid or £250 cashback. Early repayment charges apply.
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Buy to Let calculator
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Buy to Let criteria
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