New 60% and 75% LTV products and rate reductions on our mortgage range

On Thursday 13 December 2018 we’re launching new 60% LTV remortgage specials and a 75% LTV Help to Buy product. We’re also reducing selected 2 and 5 year fixed rates across our range at different LTVs.

New! Remortgage specials (remortgage only)

  • 60% LTV 3 year fixed rate 1.69% with £999 product fee.
  • 60% LTV 3 year fixed rate 1.99% with £0 product fee.

New! Help to Buy fixed rate (purchase only)

  • 75% LTV 2 year fixed rate 1.64% with £999 product fee.

£250 cashback added for purchases

  • 75% LTV 5 year fixed rate 1.99% with £999 product fee.

Residential fixed rate reductions (purchase and remortgage)

  • 60% LTV 5 year fixed rate 1.89% with £999 product fee. Rate reduced by 0.06%.
  • 60% LTV 5 year fixed rate 2.14% with £0 product fee product fee. Rate reduced by 0.05%.
  • 75% LTV 5 year fixed rate 2.19% with £0 product fee. Rate reduced by 0.05%.
  • 85% LTV 5 year fixed rate 2.14% with £999 product fee. Rate reduced by 0.15%.
  • 85% LTV 5 year fixed rate 2.39% with £0 product fee. Rate reduced by 0.15%.

Residential fixed rate reductions (purchase only)

  • 95% LTV 2 year fixed rate 3.19% with £0 product fee. Rate reduced by 0.30%.
  • 95% LTV 5 year fixed rate 3.69% with £0 product fee. Rate reduced by 0.35%.

Help to Buy rate reduction (purchase only)

  • 75% LTV 5 year fixed rate 2.29% with £0 product fee. Rate reduced by 0.10%.

Residential tracker rate reduction (purchase only)

  • 95% LTV 2 year tracker rate 3.19% (BBR+2.44%) with £0 product fee. Reduced to match 95% LTV 2 year fixed rate.

BTL fixed rate reduction (purchase and remortgage)

  • 75% LTV 2 year fixed rate 2.49% with £0 product fee. Rate reduced by 0.05%.

Further information

  • Full applications on all amended products must be submitted by midnight on Wednesday 12 December 2018 in order to secure a booking on these products.
  • Charge and benefit end dates and the completion deadlines on our range will move on.
  • Fixed and tracker product codes will be replaced.
  • Product early repayment charges may apply, plus any benefit package cashback or paid standard legal fees.

For full details of our mortgage range please see the Rate Bulletin (Issue 21) which will be available on our website on Thursday 13 December 2018.

Please note we’ve extended the period a customer can repay their capitalised product fee post completion without incurring interest to 21 days (from 14 days).

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