First time buyer £1,000 cashback exclusives are back!

On Wednesday 29 May 2019 we’re relaunching our first time buyer £1,000 cashback exclusives! These are designed to support first time buyers by offering £0 product fees and £1,000 cashback on completion.

We’re also improving our mortgage range by reducing several fixed rate deals, including some longer-term Help to Buy deals.

New! First time buyer £1,000 cashback exclusives with free valuation (min loan size £75k)

  • 85% LTV 3 year fixed rate 2.24% with £0 product fee. 
  • 90% LTV 3 year fixed rate 2.39% with £0 product fee.
  • 95% LTV 3 year fixed rate 2.99% with £0 product fee.

Fixed rate reductions (purchase and remortgage)

  • 90% LTV 2 year fixed rate 1.89% with £999 product fee. Rate decreased by 0.20%.
  • 90% LTV 2 year fixed rate 2.34% with £0 product fee. Rate decreased by 0.05%.
  • 95% LTV 2 year fixed rate 2.94% with £0 product fee. Rate decreased by 0.05%.
  • 85% LTV 5 year fixed rate 2.09% with £999 product fee. Rate decreased by 0.05%.
  • 85% LTV 5 year fixed rate 2.34% with £0 product fee. Rate decreased by 0.05%.
  • 90% LTV 5 year fixed rate 2.34% with £999 product fee. Rate decreased by 0.15%.
  • 95% LTV 5 year fixed rate 3.29% with £0 product fee. Rate decreased by 0.10%.

Help to Buy rate reductions (purchase)

  • 75% LTV 5 year fixed rate 1.99% with £999 product fee. Rate decreased by 0.05%.
  • 75% LTV 5 year fixed rate 2.14% with £0 product fee. Rate decreased by 0.15% (and c/back reduced to £250).

New! Longer term fix rate deals (for purchase and remortgage)

  • 90% LTV 5 year fixed rate 2.49% with £0 product fee.
  • 75% LTV 10 year fixed rate 2.49% with £999 product fee.

Other changes
Rate increases (purchase and remortgage)

  • 75% LTV 2 year fixed rate 1.99% with £0 product fee. Rate increased by 0.05%.
  • 60% LTV 2 year tracker rate 1.54% with £999 product fee. Rate increased by 0.10%.
  • 60% LTV 2 year fixed rate 2.19% with £0 product fee. Rate increased by 0.05% (BTL).

WITHDRAWALS

  • 60% LTV 5 year fixed rate 1.81% with £1,999 product fee.
  • 60% LTV 10 year fixed rate 2.39% with £999 product fee.
  • 95% LTV 2 year fixed rate 2.99% with £0 product fee (FTB exclusive - £500 c/back).
  • 95% LTV 5 year fixed rate 3.39% with £0 product fee (FTB exclusive - £500 c/back).

 Further information

  • Product early repayment charges may apply, plus any benefit package cashback or paid standard legal fees.
  • Charge and benefit end dates and the completion deadlines on our range will move on.
  • Fixed product codes will be replaced.

For full details of our mortgage range please see the Rate Bulletin (Issue 7) which will be available on our website on Wednesday 29 May 2019.

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