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Mortgage lending criteria
View our criteria for residential and Buy to Let applications.
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Latest mortgage rates
Home Mover
- 2 year fixed
- 4.70%
- £1499 product fee - 60% LTV
Remortgage
- 5 year fixed
- 4.82%
- £1499 product fee - 60% LTV
Buy to Let
- 5 year fixed
- 4.79%
- £1749 product fee - 60% LTV
Latest news
New business fixed and tracker rates going down
On Tuesday 11 August, we’re reducing most fixed and tracker rates in our residential range, and all fixed rates in our BTL range.
Upcoming residential affordability changes
On Thursday 30 July, we’re updating the household expenditure figures we use in our affordability calculations and decisioning systems.
Fixed and tracker rates are increasing
On Wednesday 29 July we’re increasing most fixed rates and selected tracker rates across our new business range. We’re also increasing some residential fixed rates in our product transfer range.