Octopus Zero Bills New Build Webpage Banner FINAL (1)

Tomorrow's homes are here today

See how your client could borrow up to £29k more

Discover the Octopus Zero Bills effect

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Calculators

Find out how much your client could borrow.

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Mortgage lending criteria

View our criteria for residential and Buy to Let applications.

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Get an AIP or mortgage illustration, submit applications and track the progress of your cases.

Latest mortgage rates

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Home Mover

  • 2 year fixed 
  • 4.55%
  • £1499 product fee - 60% LTV
More on this rate
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Remortgage

  • 5 year fixed 
  • 4.72%
  • £1499 product fee - 60% LTV
More on this rate
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Buy to Let

  • 5 year fixed
  • 4.74%
  • £1749 product fee - 60% LTV
More on this rate

Latest news

Tomorrow’s homes are here today

On Thursday 23 July, we introduced a new proposition offering enhanced affordability for your clients buying Octopus Zero Bills new build homes.

Fixed rate increases plus new products

On Wednesday 22 July we’re increasing fixed rates across our new business range. We’re also expanding our range with new 10 year fixed rates for FTB and home movers across multiple LTV bands, including new build. Plus, we’re launching new 2 and 5 year fixed rates with a £1,499 fee for new build clients. In our product transfer range, we’re increasing most residential and BTL fixed rates.

Rate reductions plus more choice and flexibility across our range

On Thursday 2 July, we're enhancing our new business range with reductions across most fixed rates and selected trackers, helping you support more clients. We're also simplifying the minimum and maximum loan size criteria across our standard new business range.