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Mortgage lending criteria

View our criteria for residential and Buy to Let applications.

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Latest mortgage rates

Woman on sofa

Home Mover

  • 2 year fixed 
  • 4.70%
  • £1999 product fee - 60% LTV
More on this rate
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Remortgage

  • 5 year fixed 
  • 4.75%
  • £1999 product fee - 60% LTV
More on this rate
Couple in the street

Buy to Let

  • 5 year fixed
  • 4.83%
  • £1749 product fee - 60% LTV
More on this rate

Latest news

Remortgage rate reductions, new FTB products plus other changes

On Monday 11 May, we're reducing selected residential and BTL fixed and tracker rates in our new business range. One 85% LTV FTB fixed rate is increasing by 0.05%. Our My First Mortgage fixed rate isn’t changing. In our product transfer range, we’re reducing some residential and all BTL fixed rates.

New FTB TV advert just launched!

We’ve just launched our new first time buyer advertising with familiar faces, Ant & Dec.

FTB fixed rates reducing by up to 0.25% plus other residential changes

On Friday 24 April, we're reducing selected FTB, home mover and remortgage fixed rates. Including our My First Mortgage fixed rate that’s going down by 0.25%.