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Mortgage lending criteria
View our criteria for residential and Buy to Let applications.
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Latest mortgage rates
Home Mover
- 2 year fixed
- 4.50%
- £1499 product fee - 60% LTV
Remortgage
- 5 year fixed
- 4.57%
- £1999 product fee - 60% LTV
Buy to Let
- 5 year fixed
- 4.56%
- £1749 product fee - 60% LTV
Latest news
Improvements to our residential foreign national policy
On Friday 26 June, we made improvements to our residential foreign national policy. This change helps support a broader range of clients - including first time buyers and new build customers, where higher LTV options can make all the difference in taking that first step onto the ladder.
Homeowners still back a broker in their starting line-up
The third instalment of our Broker Perception Barometer launched on Wednesday 17 June, offering the latest snapshot of homeowners’ perceptions of mortgage brokers.
New business and product transfer rate changes plus more
On Thursday 18 June, we're reducing most fixed and tracker rates in our new business range with some purchase fixed rates going up. We’re also reintroducing our 60% and 75% LTV fixed and tracker rates for first time buyers.