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Aaaand breathe...

You focus on your clients. We'll focus on supporting you. 

Our pledges

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Calculators

Find out how much your client could borrow.

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Mortgage lending criteria

View our criteria for residential and Buy to Let applications.

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Introducer Internet

Get an AIP or mortgage illustration, submit applications and track the progress of your cases.

Latest mortgage rates

Woman on sofa

Home Mover

  • 2 year fixed 

  • 4.98%

  • £1499 product fee - 60% LTV

More on this rate
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Remortgage

  • 5 year fixed 

  • 5.10%

  • £1499 product fee - 60% LTV

More on this rate
Couple in the street

Buy to Let

  • 5 year fixed

  • 5.13%

  • £1749 product fee - 60% LTV

More on this rate

Latest news

Response to the Bank of England base rate change

On Thursday 5 November, the Bank of England base rate went up by 0.25% from 3.75% to 4.00%. Following this decision, from 3 December 2026, our tracker rates, including Follow-on Rate, will go up by 0.25%. Our Standard Variable Rate is also going up.

Rate increases and reductions plus some new products and withdrawals

On Thursday 5 November, we're making a number of rate changes, including both reductions and increases in our new business and product transfer ranges. We’re introducing new residential tracker rates across our new business range. We’re also introducing new fixed rate products and withdrawing some existing fixed rate products in our product transfer range.

Selected rate increases and reductions, plus new products

On Wednesday 21 October, we're making a number of rate changes, including reductions and increases in our new business range. We’re reintroducing 2 year tracker rates in our BTL remortgage and product transfer ranges. Selected fixed rates are also increasing in our product transfer range.