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Give your first time buyers a boost

Help your first time buyers with:

  • Help to Buy: equity loan mortgages only available via intermediaries
  • Gifted deposit from family also accepted.
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Snapshot of our service

Residential average time to offer:
13.3 days

Buy to Let average time to offer:
15.1 days

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Latest mortgage rates



  • 5 year fixed
  • 1.99%
  • £999 product fee - 75% LTV.
More on this rate View all rates

First time buyer

  • 2 year fixed
  • 3.84%
  • £0 product fee - 95% LTV.
More on this rate View all rates

Buy to Let

  • 2 year fixed
  • 1.54%
  • £1,499 product fee - 60% LTV.
More on this rate View all rates

Latest news

Improvements to our mortgage range and minimum procuration fee change


On Tuesday 10 July 2018 we’re reducing rates on selected products, increasing the maximum loan size to £2m on selected 75% LTV large loan products and making a change to our minimum procuration fee.

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Great news! We’re reducing selected fixed rate products


On Tuesday 26 June 2018 we’re reducing selected residential and Buy to Let (BTL) fixed rate products.

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Important lending policy and service changes


We’ve increased the maximum loan amount and LTVs for residential non-new build flats and made some changes to the way you and your clients pay fees.

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