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Mortgage lending criteria
View our criteria for residential and Buy to Let applications.
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Latest mortgage rates
Home Mover
- 2 year fixed
- 4.43%
- £1999 product fee - 60% LTV
Remortgage
- 5 year fixed
- 4.57%
- £1999 product fee - 60% LTV
Buy to Let
- 5 year fixed
- 4.62%
- £1749 product fee - 60% LTV
Latest news
We’d value your vote - FT Adviser Rated for Service Awards 2026
The FT Adviser Rated for Service Awards voting window is now open. These awards are voted for by you and recognise lenders who go the extra mile to support you and your clients. We’re aiming for 5 Stars in the Mortgage Provider category and hope our service has made a positive difference to you in the last 12 months.
New business and product transfer fixed rates going down
On Thursday 4 June, we're reducing selected residential and BTL fixed rates in our new business and product transfer ranges.
New business and product transfer rates going down plus some withdrawals
On Friday 22 May, we're reducing selected residential and BTL rates in our new business range. We're also withdrawing most FTB 60% and 75% LTV fixed and tracker rates. In our product transfer range, we’re reducing most residential and BTL fixed rates.