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Mortgage lending criteria
View our criteria for residential and Buy to Let applications.
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Latest mortgage rates
Home Mover
- 2 year fixed
- 4.70%
- £1999 product fee - 60% LTV
Remortgage
- 5 year fixed
- 4.78%
- £1999 product fee - 60% LTV
Buy to Let
- 5 year fixed
- 4.83%
- £1749 product fee - 60% LTV
Latest news
Renters’ Rights Act changes are almost here
From 1 May 2026, the Renters’ Rights Act changes how landlords manage rental properties and tenancies.
Purchase rates going down plus other changes
On Thursday 16 April, we're reducing selected FTB and home mover fixed and tracker rates, plus BTL purchase fixed rates.
Product transfer fixed rate increases and tax year updates
On Thursday 9 April, we’re increasing most product transfer fixed rates by up to 0.32%. There are no changes to our new business fixed rates or any tracker rates.