New business and product transfer rate changes plus more
16/06/2026
On Thursday 18 June, we're reducing most fixed and tracker rates in our new business range with some purchase fixed rates going up. We’re also reintroducing our 60% and 75% LTV fixed and tracker rates for first time buyers.
In our home mover range, we’re introducing new 2 and 5 year fixed rate options with a £1,499 fee and simplifying the minimum and maximum loan size to give you more flexibility. Plus, we’re reducing our £1,999 (standard) and £2,999 (large loan) product fees to £1,499 and £1,999 respectively.
In our product transfer range, we’re reducing most fixed rates and all tracker rates in our residential range. Most fixed rates in our Buy to Let range are also going down.
There are no changes to remortgage – large loans or tracker rates in our home mover - large loan range.
Want an early heads up?
Hear about our product changes first on LinkedIn. Why not follow us now for the latest updates?
New business
For full details, take a look at our rate changes guide.
Product transfers
Fixed rate reductions
• Residential - most 1, 2, 3, 5 and 7 year fixed rates reducing by up to 0.13%.
• BTL - all 60% and 75% LTV 2 and 5 year fixed rates reducing by up to 0.08%.
Tracker rate reductions
• Residential - all 60% and 75% LTV 2 year trackers reducing by up to 0.18%.
Please visit our product transfers page for more detail about how to view and submit a request plus how to change or cancel a new deal for your client.
Monthly housekeeping
Roll on of our new business benefit end date plus all charge end dates and completion deadlines by 1 month.
Completion deadlines will roll on to:
o 31 December 2026 for FTB and home movers
o 30 April 2027 for new build only products
o 4 January 2027 for remortgages
o 5 November 2026 for product transfers
November product transfer maturities will now be eligible to book a new deal.
More information
• Product codes will be replaced across the new business and product transfer ranges.
• Submit applications and PT requests on our current ranges by 10pm on Wednesday 17 June.
• Rate bulletin (issue 16) and new build rate bulletin (issue 16) will be available on our website on Thursday 18 June.
• Log on to Introducer Internet to view your client’s choice of PT rates on Thursday 18 June. See the product transfer rate bulletin (effective 18 June 2026) on our website.