First time buyer fixed rate withdrawals plus other new business increases

On Friday 19 September we’re withdrawing some fixed rates for FTBs and increasing other selected residential and BTL fixed rates in our new business range. 

There will be no changes to our large loan rates or our product transfer range.

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New business
Fixed rate withdrawals

• FTB – all 60-75% LTV 2, 3 and 5 yr fixed rates and all 60% LTV 10 yr fixed rates will be withdrawn. All 60-75% LTV 2 yr tracker rates will also be withdrawn.
• FTB new build – all 60-75% LTV 2, 3 and 5 yr fixed rates will be withdrawn. All 60-75% LTV 2 yr tracker rates will also be withdrawn.

Fixed rate increases

• Residential home mover inc. new build – all 75% LTV 2 yr fixed rates increasing by up to 0.08%. Selected 60%, 75% and all 90% LTV 5 yr fixed rates increasing by up to 0.06%.
• FTB inc. new build – all 85% LTV 2 yr fixed rates increasing by up to 0.13%. All 95% LTV 2 and 5 yr fixed rates increasing by up to 0.10%.
• Residential remortgage – selected 60-75% LTV 2 and 3 yr fixed rates increasing by up to 0.04%. All 60-75% LTV 5 yr fixed rates increasing by up to 0.05%.
• BTL remortgage – all 60-65% LTV 2 yr fixed rates increasing by up to 0.06%. All 60% LTV 5 yr fixed rates increasing by 0.05%.

Further information

• Full details of our new business range can be found in the rate bulletin (issue 24) and new build rate bulletin (issue 21). Our latest mortgage rates page will be updated on Friday 19 September.
• You must submit your new business applications on our current range by 10pm on Thursday 18 September.