New business and product transfer fixed and tracker rate increases

On Wednesday 11 March due to external factors, we're making increases to our new business FTB, home mover, large loan, remortgage and BTL rates by up to 0.24%.

In our product transfer range, we’re also increasing our residential and BTL rates by up to 0.24%.  

Want an early heads up?

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New business

Fixed rate increases

• FTB and home mover inc. new build - all fixed rates increasing by up to 0.24%. My First Mortgage 10k deposit fixed rate increasing by 0.21%. 
• Remortgage - all fixed rates increasing by up to 0.24%. 
• Large loan - home mover and remortgage (£5m max loan) - all fixed rates increasing by up to 0.21%.  
• BTL purchase and remortgage - all fixed rates increasing by up to 0.21%. 
  

Tracker rate increases

• Residential including large loans - all tracker rates increasing by 0.20%. 

Product transfers

Fixed rate increases

• Residential and BTL - all fixed rates increasing by up to 0.24%. 

Tracker rate increases

• Residential and BTL - all tracker rates increasing by 0.20%.

If you’d like to change or cancel a new deal for your client:

• If you haven’t accepted the product transfer offer on behalf of your client yet, you can select a new product in the online mortgage transfer service for your client and a new offer will be issued. Please make sure you accept the correct offer for the deal they wish to book.
• If you've already accepted their new deal and it hasn't yet started, you can change to a different deal or cancel the one that’s already booked for them. You must do this at least 14 days before their new deal starts. Please see the ‘How to change or cancel a pre-booked deal’ section on the product transfers page.

Whilst a product transfer is pending, your client can't make any other changes to their mortgage until that new deal has started. This includes a switch to interest only for 6 months or a term increase under the Mortgage Charter, and other changes such as overpayments.

Further information

• You must submit your new business applications and product transfer requests on our current ranges by 10pm on Tuesday 10 March.
• Full details of our new business range can be found in the rate bulletin (issue 6) and new build rate bulletin (issue 6) on our latest mortgage rates page on Wednesday 11 March.
• From Wednesday 11 March you can log on to our online mortgage transfer service in Introducer Internet to view your client’s choice of product transfer rates. Full details can be found in the product transfer rate bulletin (effective 11 March 2026) on our latest mortgage rates page.