FTB fixed rates reducing by up to 0.25% plus other residential changes

On Friday 24 April, we're reducing selected FTB, home mover and remortgage fixed rates. Including our My First Mortgage fixed rate that’s going down by 0.25%.

In our product transfer range, we’re reducing some residential fixed rates by up to 0.08%.  

There are no changes to tracker rates or our BTL range.

Want an early heads up?

Hear about our product launches first on LinkedIn. Why not follow us now for the latest updates?

New business

Fixed rate reductions

• FTB inc. new build - selected 85% and 95% LTV fixed rates reducing by up to 0.25%. Our My First Mortgage £10k deposit fixed rate is reducing by 0.25% to 5.60%.
• Home mover inc. new build - selected 75%, 85% and 95% LTV fixed rates reducing by up to 0.10%. 
• Remortgage inc. large loan - selected 60%, 75% and 90% LTV fixed rates reducing by up to 0.13%.
  

Product transfers

Fixed rate reductions

• Residential - selected 2 and 5 year fixed rates reducing by up to 0.08%.

Please visit our product transfers page for more detail about how to view and submit a request plus how to change or cancel a new deal for your client.

More information

• Submit applications and PT requests on our current ranges by 10pm on Thursday 23 April.
• Rate bulletin (issue 12) and new build rate bulletin (issue 12) will be available on our website on Friday 24 April.
• Log on to Introducer Internet to view your client’s choice of PT rates on Friday 24 April. See the product transfer rate bulletin (effective 24 April 2026) on our website.