New business and product transfer rates going down plus some withdrawals

On Friday 22 May, we're reducing selected residential and BTL rates in our new business range. We're also withdrawing most FTB 60% and 75% LTV fixed and tracker rates. 

In our product transfer range, we’re reducing most residential and BTL fixed rates. 

There are no changes to our BTL purchase range or tracker rates in our product transfer range.

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New business

Fixed rate reductions

• FTB inc. new build - selected 85%, 90% and 95% LTV fixed rates reducing by up to 0.23%. Our My First Mortgage fixed rate isn’t changing.
• Home mover inc. new build and large loans - selected 2 year and all 3 and 5 year fixed rates reducing by up to 0.24%.
• Remo inc. large loans - all fixed rates reducing by up to 0.25%.
• BTL remo - all fixed rates reducing by up to 0.10%.

Tracker rate reductions

• FTB inc. new build - all 90% LTV 2 year tracker rates reducing by 0.10%.
• Home mover inc. new build and large loans - all 2 year tracker rates reducing by up to 0.19%.
• Remo inc. large loans - all 2 year tracker rates reducing by up to 0.27%.

Product withdrawals

• FTB inc. new build - all 60% and most 75% LTV fixed and tracker rates.

Product transfers

Fixed rate reductions

• Residential - most 2, 3, 5 and 7 year fixed rates reducing by up to 0.22%.
• BTL - all 60% and 75% LTV 2 and 5 year fixed rates reducing by up to 0.10%.

Please visit our product transfers page for more detail about how to view and submit a request plus how to change or cancel a new deal for your client. 

Monthly housekeeping

Roll on of our new business benefit end date plus all charge end dates and completion deadlines by 1 month. 

Completion deadlines will roll on to:

• 30 November 2026 for FTB and home movers
• 31 March 2027 for new build only products
• 4 December 2026 for remortgages
• 5 October 2026 for product transfers

October product transfer maturities will now be eligible to book a new deal.

More information

• Fixed and tracker rate product codes will be replaced in our new business and product transfer ranges.
• Submit applications and PT requests on our current ranges by 10pm on Thursday 21 May.
• Rate bulletin (issue 14) and new build rate bulletin (issue 14) will be available on our website on Friday 22 May.
• Log on to Introducer Internet to view your client’s choice of PT rates on Friday 22 May. See the product transfer rate bulletin (effective 22 May 2026) on our website.