New business and product transfer fixed rates reducing
17/08/2026
On Wednesday 19 August, we’re reducing most residential and BTL fixed rates across our new business and product transfer ranges.
There are no changes to tracker rates.
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New business
For full details, take a look at our rate changes guide.
Product transfers
Fixed rate reductions
- Residential - most 60%, 75%, 80% and 85% LTV 1, 2, 3, 5 and 7 year fixed rates reducing by up to 0.13%.
- BTL - all 60% and 75% LTV 2 and 5 year fixed rates reducing by 0.10%.
Monthly housekeeping
Our new business benefit end date, plus all charge end dates and completion deadlines, will roll on by 1 month.
Completion deadlines will roll on to:
- 26 February 2027 for FTB and home movers
- 30 June 2027 for new build only products
- 5 March 2027 for remortgages
- 5 January 2027 for product transfers
From Wednesday 19 August, January product transfer maturities will be eligible to book a new deal.
More information
- Fixed rate product codes will be replaced across our new business range. Fixed and tracker rate product codes will be replaced across our product transfer range.
- Submit applications and PT requests on our current ranges by 10pm on Tuesday 18 August.
- Rate bulletin (issue 22) and new build rate bulletin (issue 22) will be available on our website on Wednesday 19 August.
- Log on to Introducer Internet to view your client’s choice of PT rates on Wednesday 19 August. See the product transfer rate bulletin (effective 19 August 2026) on our website.