Selected rate increases and reductions, plus new products
19/10/2026
On Wednesday 21 October, we're making a number of rate changes, including reductions and increases in our new business range. We’re reintroducing 2 year tracker rates in our BTL remortgage and product transfer ranges. Selected fixed rates are also increasing in our product transfer range.
There are no changes to BTL purchase rates or residential trackers in our product transfer range.
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New business
For full details, take a look at our new business rate changes guide.
Product transfers
For full details, take a look at our product transfer rate changes guide.
Monthly housekeeping
Our new business benefit end date, plus all charge end dates and completion deadlines, will roll on by 1 month.
Completion deadlines will roll on to:
30 April 2027 for FTB and home movers
31 August 2027 for new build only products
4 May 2027 for remortgages
5 March 2027 for product transfers
From Wednesday 21 October, March product transfer maturities will be eligible to book a new deal.
More information
Fixed rate product codes will be replaced across our new business range. Fixed and tracker rate product codes will be replaced across our product transfer range.
Submit applications and PT requests on our current ranges by 10pm on Tuesday 20 October.
Rate bulletin (issue 29) and new build rate bulletin (issue 29) will be available on our website on Wednesday 21 October.
Log on to Introducer Internet to view your client’s choice of PT rates on Wednesday 21 October. See the product transfer rate bulletin (effective 21 October 2026) on our website.