Reminder: Cut-off date for 2023/2024 self-employed income evidence
29/09/2025
For all self-employed income evidence, the most recent year end must not be more than 18 months before the date of the application.
From Monday 6 October, we’ll no longer be able to accept income evidence if the most recent year end is for the 2023/2024 tax year. We’ll need more up-to-date income evidence.
All full mortgage applications (FMAs) submitted by 10pm on Sunday 5 October won’t be affected by these changes.
Any FMAs submitted from 6am on Monday 6 October will be assessed using our new lending policy.
If a material change is made to an existing application from 6am on Monday 6 October, the case will be reassessed using our new lending policy.
For more information, see the ‘Self-employed income’ section of our evidence requirements guide.