Remortgage rate reductions, new FTB products plus other changes
07/05/2026
On Monday 11 May, we're reducing selected residential and BTL fixed and tracker rates in our new business range. One 85% LTV FTB fixed rate is increasing by 0.05%. Our My First Mortgage fixed rate isn’t changing.
In our product transfer range, we’re reducing some residential and all BTL fixed rates. There are no changes to tracker rates in our product transfer range.
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New business
New products
- FTB inc. new build - new 60% and 75% LTV fixed and tracker rates.
Fixed rate increases
- FTB inc. new build - 85% LTV 2 year fixed rate with a £999 fee increasing by 0.05%.
Fixed rate reductions
- FTB - all 10 year fixed rates reducing by up to 0.15%.
- Home mover inc. new build and large loans - selected fixed rates reducing by up to 0.15%.
- Remo inc. large loans - selected fixed rates reducing by up to 0.19%.
- BTL purchase and remo - all fixed rates reducing by up to 0.23%.
Tracker rate reductions
- FTB and home mover inc. new build - all 2 year tracker rates reducing by up to 0.50%.
- Large loans - remo and home mover - all 2 year tracker rates reducing by up to 0.40%.
Product transfers
Fixed rate reductions
- Residential - selected 2, 3 and 5 year fixed rates reducing by up to 0.15%.
- BTL - all 2 and 5 year fixed rates reducing by up to 0.23%.
Please visit our product transfers page for more detail about how to view and submit a request plus how to change or cancel a new deal for your client.
More information
- Submit applications and PT requests on our current ranges by 10pm on Sunday 10 May.
- Rate bulletin (issue 13) and new build rate bulletin (issue 13) will be available on our website on Monday 11 May.
- Log on to Introducer Internet to view your client’s choice of PT rates on Monday 11 May. See the product transfer rate bulletin (effective 11 May 2026) on our website.