Rate reductions plus more choice and flexibility across our range
30/06/2026
On Thursday 2 July, we're enhancing our new business range with reductions across most fixed rates and selected trackers, helping you support more clients. Our My First Mortgage fixed rate is reducing by 0.11%. We're also simplifying the minimum and maximum loan size criteria across our standard new business range, making it easier to identify the right product for your clients.
To provide greater choice and flexibility for your remortgage clients, we're introducing new 2 and 5 year fixed rate options with a £499 and £1,499 fee. As part of these enhancements, we're streamlining our large loan range by replacing selected fixed rates with a £1,999 and £2,999 fee with new options featuring a £1,999 fee and maximum loan size of up to £5 million.
There are no changes to tracker rates in our FTB and remortgage ranges.
In our product transfer range, we’re also reducing most residential and BTL fixed rates.
Want an early heads up?
Hear about our product changes first on LinkedIn. Why not follow us now for the latest updates?
New business
For full details, take a look at our rate changes guide.
Product transfers
Fixed rate reductions
• Residential - all 2, 5 and 7 year fixed rates reducing by up to 0.15%.
• BTL - all 2 year and most 5 year fixed rates reducing by up to 0.10%.
Please visit our product transfers page for more detail about how to view and submit a request plus how to change or cancel a new deal for your client.
More information
• Product codes will be replaced across the new business and product transfer ranges.
• Submit applications and PT requests on our current ranges by 10pm on Wednesday 1 July.
• Rate bulletin (issue 17) and new build rate bulletin (issue 17) will be available on our website on Thursday 2 July.
• Log on to Introducer Internet to view your client’s choice of PT rates on Thursday 2 July. See the product transfer rate bulletin (effective 2 July 2026) on our website.