New business and product transfer fixed rates increasing
10/09/2026
On Monday 14 September, we’re increasing most residential fixed rates and all BTL fixed rates in our new business range. We’re also increasing most fixed rates in our product transfer range.
There are no changes to tracker rates.
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New business
For full details, take a look at our new business rate changes guide.
Product transfers
For full details, take a look at our product transfer rate changes guide.
Monthly housekeeping
Our new business benefit end date, plus all charge end dates and completion deadlines, will roll on by 1 month.
Completion deadlines will roll on to:
- 31 March 2027 for FTB and home movers
- 30 July 2027 for new build only products
- 2 April 2027 for remortgages
- 5 February 2027 for product transfers
From Monday 14 September, February product transfer maturities will be eligible to book a new deal.
More information
- Fixed rate product codes will be replaced across our new business range. Fixed and tracker rate product codes will be replaced across our product transfer range.
- Submit applications and PT requests on our current ranges by 6pm on Sunday 13 September.
- Rate bulletin (issue 25) and new build rate bulletin (issue 25) will be available on our website on Monday 14 September.
- Log on to Introducer Internet to view your client’s choice of PT rates on Monday 14 September. See the product transfer rate bulletin (effective 14 September 2026) on our website.